Where clarity meets discipline in banking

I am a banking professional with deep expertise in building and scaling unsecured lending businesses across India. Currently, I lead the Credit Card and Personal Loan sales vertical, where I have been instrumental in creating high-impact distribution models, driving sustainable growth, and building performance-driven teams across multiple states.

Over the years, I have worked at the intersection of sales strategy, execution excellence, compliance, and technology, helping organizations grow responsibly while maintaining strong governance standards. I am known for building businesses from scratch, simplifying complex processes, and translating data into clear, actionable decisions.

My leadership philosophy is simple: growth should be scalable, ethical, and people-centric. I believe strong teams, clear systems, and continuous learning create long-term success—both for organizations and individuals.

Beyond my corporate role, I actively share insights on banking, leadership, and emerging trends through my thought-leadership platform The 7AM Banker, where I focus on clarity over noise and navigation over prediction.